Sunshine Blogger Award Nominationย 

โ€‹Thanks soooo much to the sweet and lovely blogger from A Glitter Mirror for nominating me! Check out her blog now for awesome fashion, beauty, and lifestyle posts. She’s down to earth, funny, and so relatable! 

I’ve never been nominated for any of these but always loved reading people’s responses. Can’t wait to get started on my first so let’s do this! 

What is your favorite subject to blog about?

This is kind of cheating because I can’t pick just one but my favorite subject to blog about is a tie between advice, makeup, and fashion because I can’t get enough of these subjects. 

Street style during Paris Fashion Week. Photo by Sandra Semburg for Vogue France.

I love providing insight into things in life that seem unattainable or insurmountable if I know I can help. I’m also thoroughly addicted to makeup and fashion and always will be. I genuinely enjoy discussing these subjects.

Super cute planner by Paper Source.

Sorry I can’t pick one! I’d love to start blogging about my other interests too, as I have many, but I try to keep my blog streamlined and focused. 


What is your favorite brand of makeup? 

That’s a very hard question but I’d have to say overall my favorite brand of makeup is most certainly ColourPop. Their quality and prices are simply unbeatable.

ColourPop Super Shock Shadow in Twitterpated. $5.

Also their uniqueness makes them stand out to me. I love that they create amazing high quality products like their super shock shadows for such affordable prices. Plus they’re based in California so that’s awesome. My next favorite brand is Wet n’ Wild for sure for the similar reasons. 

All I See is Magic Palette. ColourPop. $20

Where would you like to go for a week long vacation?

I would love to go to New York City or Paris.

I’ve always been attracted to both of those cities but the only things I know about them is what I’ve seen in movies and TV and have heard from other people. I’d be ecstatic to see them firsthand and walk the streets free, aimless, and happy.

Image found on the-gorod.com.

 What is/was your favorite subject in school?

My favorite subject in school was always art, followed by English. I’m a typical right brained person.

Image found on artrockschool.org

What is your least favorite color?

I honestly wear every color so this is a pretty hard question. I’ve considered this question seriously and intensely and decided I don’t really have one. I like everything from plum to pink to beige to mustard to baby puke green.  

What is one makeup or beauty tip that you think that everyone should know about?

Probably the most important makeup and beauty tips I have are never skimp on skincare or primer! 

Benefit Porefessional. $12 for small size,  . 25 ounces. Ulta.

Always buy a good cleanser, moisturizer, anti aging products, masks, and wear a product with spf under your makeup. Your almost eternally youthful skin will thank you later. An effective primer will completely change your makeup game. Who doesn’t want their fave to look smoother and their makeup to last all day? 

What season is your favorite?

Most definitely fall. I love the cool temperatures, the changing leaves, everything pumpkin, the fashion, warm tones, dark lipstick, Halloween, and honestly the season just makes me happy. 

Photo found on Valleyfinancial.com

What is one thing that you like to do to unwind after a long day?

Watching YouTube videos and Netflix while doing a skincare  mask. A glass of wine and some popcorn doesn’t hurt either. 

Image from Amongotherthings.com

What movie do you LOVE the most?

I love so many movies but I would have to say The Wizard of Oz or Rocky if I had to pick just one..I can’t though. The message of both movies and the way they impacted me when I saw them as a kid and a girl struggling through puberty are the reasons why. 

I’ve watched The Wizard of Oz so many times and it’s become a part of my life.  The music, visuals, and hopefulness it lends sets it apart as one of the best movies ever, in my opinion. 


 I first watched Rocky in a summer cinema class and it was the perfect timing. I proceeded to watch it whenever I needed a boost in morale. Adolescence can make you feel like Rocky going up against Apollo Creed.  

I always kept the idea that it doesn’t matter how many times you’re knocked down but how many times you get back up and fight back that matters close to my heart too. 

What movie do you HATE the most? 

I’m trying to recall all the times I sat in a theater or at home and thought, what a waste of time. I hate a lot of horror movies. They’re unnecessarily gruesome and gratuitously violent in my opinion. One I really hated was Rosemary’s Baby. Though the clothes and the acting are great, the end and the ultimate meaning of the film wasn’t in line with my ideals and views on what constitutes a good movie in general. 

What is one difficulty that you have had to overcome when it comes to blogging?

One difficulty I overcame when it comes to blogging is time management. Though I’m still working on it, I’ve made huge strides since I started blogging. 

Adorable blog notebook from mindthejam on etsy. $5.90

One way I succeeded at organizing my time more wisely and maximizing my blogging potential was by planning my posts and writing down notes. 

When I get an idea or find a photo that inspires me I write it down or text it to myself. This has helped immensely. My next goal is being more effective with my words and less wordy.

Thank you so much to The Glitter Mirror and to you for reading!

Here are the bloggers I’m nominating:

All Things Allat

Lipstick for Lunch

The Life of Kristyn

Sharonchy

The Zinful Blonde 

 Bella Inizio

The Fashion and Style Police

Sparkle with Kerry

Caroo Makeup

The Style of Laura Jane

Beautifully Brooke

Rinky Dinky Rhi

Here are your questions:

What brand would you most want to collaborate with and why? 

Do you think social media is mostly used for positive or negative purposes? 

If you could have any superpower what would it be and why? 

What is your favorite new makeup product? 

What’s the best tip you’ve learned about skincare? 

What is/are your pet peeve(s)? 

What lesson/piece of wisdom you’ve acquired do you wish you could tell your younger self? 

Love you all!

๐Ÿ’•๐Ÿ’•๐Ÿ’•

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Earned My Stripes

Earned My Stripes

Altuzarra striped sleeve sweater
$675 – matchesfashion.com

Alice Olivia sequin stripe skirt
$295 – theoutnet.com

Lipstick
$27 – harveynichols.com

Mascara
gamiss.com

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dermstore.com

Aquarius Baby

Aquarius Baby

Jimmy Choo handbags clutch
$950 – farfetch.com

Melissa Joy Manning pin earrings
$2,300 – net-a-porter.com

Star jewelry
bananarepublic.gap.com

NcLA shiny nail polish
$19 – revolve.com

White dinner plate
artemest.com

Valentine’s Day Pink Halo Eye with $3 Paletteย 


I was reluctant to put up this look because one of the palettes I used is by a small brand you can’t really find easily. Their palettes are $3 on Juno.co though, and a few other retailers carry them as well. For that price, you really can’t lose, but I ‘ll give you a full lowdown on the palette below. I love it for Valentine’s Day or any night out and it can easily be recreated with any pink shadows and gold metallic shade you may have .  ๐Ÿ˜๐Ÿ’•

The brand is called Coopwins and I found it at my local Sidecca. Coopwins’ packaging reminds me of The Balm’s but that’s okay with me as it’s incredibly cute, like enough to display on your shelf or vanity if you’re blessed with one. 

If you’re not familiar with Sidecca, it’s a chain of stores in the U.S. that sells cute quirky clothing for girls who are into retro clothes, quirky offbeat clothes, rockabilly dresses and accessories, pins, gifts, Mod Cloth type clothes, and just cute stuff in general. They also sell very fairly priced makeup that is often deeply discounted. As you can imagine, I can’t really help myself when I go to this store. I’m a fiend for their cute accessories and cheap makeup. 

I used The Natural Palette by Coopwins. I was instantly drawn to the pink shades and thought of a few romantic pink looks. All the shades performed decently well except for the purple shimmery shade, which was very patchy and dusty.I was kind of excited/rooting for it but oh well. The deep brown wasn’t as deep as I would’ve liked either.

I really dug the pinks though, but they required some building up and the rusty brown which is an ideal crease color.  For $3, it’s perfect for throwing in your purse and the small size makes that so easy. Since these shadows aren’t incredibly pigmented, I’ve been using them a lot for work for quick easy looks. The Smoky Palette by Coopwins, below, seems enticing too. Might have to part with $3 for it. 

Though I initially intended to do a smoky purple eye look, the purple wasn’t working with me and E.l.f. came through with their Aqua Beauty Molten Liquid Eyeshadow in the rose gold shade. I was not mad about that as I attempted my first semi successful halo eye!

E.l.f’s Aqua Beauty 

Molten Liquid Eyeshadow in Rose Gold. $4.

I’m truly a sucker for all things rose gold. The Aqua Beauty line by E.l.f. is bomb by the way and these shadows are pure fire in a tube, especially considering they’re $4.

To begin I primed my lids with concealer as usual. I used the Wet N Wild Photo Focus concealer. In the crease I used the rusty brown color from the Natural Palette and went over it with the second and third shades in E.l.f’s Golden Goddess eyeshadow quad, below, blending them into a gradient each time I added a new color. I feel like I’m lying to you now, but this quad is only $2. It also is incredibly useful. 

I dipped into the pink shades and first used the bright fuchsia shade on the outer corner blending it into the crease. I did the same thing on the inner half of my eye to prep for the halo. I then deepened both areas with the deeper more purple-y pink. I also intensified the whole look with Glamour Dolls x Lisa Frank’s single eyeshadow in Heartthrob which I’ve literally been using for every I look I do.  I love it as a bronzer too. 

(I wish it weren’t sold out. I’d buy five more.) ๐Ÿ˜ช

I layered enough orangey rust and pink until I was sufficiently happy. I then created the halo eye E.l.f’s Molten Liquid shadow by dabbing it in the center of my lid with my finger. I also used it in the inner corner and browbone.

For lips I tried out a few options but settled on So Susan’s Liquid Lip in Raisin Flesh, which I got in my Ipsy bag as you may recall.

 I them layered J. Cat’s Beauty Liptonix Extreme Shimmer Topper in Magnon, which is $4.99 at Ulta and Jcatbeauty.com.

These lip toppers are super iridescent and so gorgeous over almost any lipstick and on their own as well. I love layering them over pinks and nudes. They kind of remind me of Mac’s Grand Illusion Liquid Lipcolour. $21 though is not worth it to me. I’ll stick with J.Cat for Lip gloss.

I’m liking how this looks turned out. Though it was unexpected, that’s what makes makeup so awesome and fun to do. 

Love you guys and hope your week is coming along fabulously

๐Ÿ’“๐Ÿ’“๐Ÿ’“

January Ipsy Bag Reviewย 

I’ve been receiving Ipsy Glam Bags since October, and I’ve got to say, I’ve discovered several amazing products along the way. Among my favorites are Ouai’s hair oil. I can’t live without that delicious scent and the shine it gives my hair. I also adored the Lisa Frank eyeshadow single in Heartthrob, which I used in my Aquarius / Mermaid inspired eye tutorial. I want everything from the collection. Two standout powders were the Bye Bye Pores Pressed Powder by It Cosmetics and Manna Kaddar’s HD Perfecting Powder.

On to da bag!

I’m starting off with my fave thing in the bag, the Stay Put Brow Gel in Licorice

(**5 out of 5 stars**) 

I was pleasantly surprised by this product. I’ve seen this brand at Marshall’s, Burlington Coat Factory, Ross, etc. and I’ve seen Bella Pierre products in other Glam Bags and Boxy Charms before.

To be honest, I judged this product based on appearances and not knowing this very well so I assumed it to be sub pat and an imitation of ABH’s dip brow. 

As I said, I was totally wrong and this product worked extremely well on my brows. I have thick and very unruly brows. I’m blessed to have many brow hairs and have brows at all but it’s hard to keep them in place all day and make them look presentable without spending an inordinate amount of time on them.

The product was pigmented and very creamy so a few dips will do the job and are enough to fill in sparse spots and give shape to the brows. The detachable brush performed very well and I liked the whole product very much as it’s very useful as a whole. A few runs of a spooler through them, flicks of this product, and brow mascara and I’m good to go. Case in point, I’ve been using it all month. That’s usually how I can tell if I actually love or just like a product. 

Liquid Matte Lipstick in Raisin Flesh by So Susan (**4 out of 5 stars**) 

Liquid Matte Lipstick in Raisin Flesh by So Susan

With some products you get the possibility of getting one of two or three colors. I was kind of hoping to get the other color, Pumpkin, as I’m a friend for all things pumpkin colored and flavored.

Liquid Matte Lipstick in Pumpkin by So Susan

If I was Jack Skellington in the forest of Holiday Doors I would’ve literally stayed in Halloween Town  and Fall forever if I had the option and occasionally visited Christmas Town occasionally. I’m not a summer person and probably never will be.

Anyway, I actually loved this gorgeous dusty rose color. It goes very well with my skin tone and is perfect for work and with almost any look. I’ve never heard of this brand but I’ll have to check out their other products.  It’s like a nude with a hint of something. I love it, but like most liquid lipsticks, it gravely dried out my lips. I can wear it with approximately 20 layers of lip balm or chapstick underneath. I should probably start exfoliating my lips too. 
Blue Lotus Seed Mud Mask + Exfoliating by Purlisse (**5 out of 5 stars** so far) 

As a person with very oily acne prone skin and texture and large pores, this product is right up my alley. I’ve been so into mud masks lately and found that they’ve really improved my skin. I also desperately needed to exfoliate, so this was a perfect addition to my bag.

Ipsy’s description says, “Itโ€™s made with nourishing ingredients used in ancient Chinese beauty rituals including white clay, blue lotus seeds, ginger, and mushroom that will brighten, detoxify, and soothe your skin.”

I mean… How can you go wrong? I haven’t tried it long enough to tell you I’ve seen a definite difference or if my skin’s overall improvement is just due to me using the other products I use, but so far so good, and if you’re interested let me know and I’ll keep you posted.

Mary-Lou Manizer by The Balm (**4 out of 5 stars**) 

The color and of texture of this product are great and it’s a classic for good reason. I do like my highlight to be a bit more glowy though, so I’ll use this for when I want a subtle sheen and in the inner corner for work / when I don’t need to be extra. 

Fierce Flicks Liquid Eyeliner by Ciate London (haven’t used it yet) 

I love a good pigmented liquid liner and this is definitely that. I haven’t been using liner recently as my eyes have been itchy and uncomfortable for some reason so I’m trying to let my lashes and lashing breathe for a while. I haven’t used this product enough to tell you I love it but I’m pretty sure from swatching it that it’s a keeper.

That’s it! Love you guys and hope your weekend is going amazing!

What did you get in your Ipsy Bag if you’re subscribed? Do you love or hate any of these products? 

โ‡โ‡๐Ÿ’•๐Ÿ’•

Aquarius / Mermaid Vibes Eye Tutorial

Is there anyone who doesn’t love the idea of mermaids? I felt inspired by the glittering golds and greens of their tails and I came up with this look. I also think it’s perfect for any Aquarius as the tones remind me of the water bearer symbol. 

As you may have gathered, I’m an Aquarius. This is for all the Aquarius girls and mermaids alike!

Super Shock shadow in Telepathy by Colourpop X Kathleen Lights. $5.

I used two Super Shock Shadows by Colourpop, Telepathy, a collab with Kathleen Lights, and Ibiza, and both their Dream St. Palette with Kathleen Lights and their Yes Please Palette. No I’m not sponsored by Colourpop but I should be.

After priming my eyes with concealer I used the matte bone color in the palette Yes Please to set the lids and it’s so perfect for this step. All shades glide on so effortlessly and show up beautifully after doing this.            

Colourpop’s Super Shock shadow in Ibiza. Stunning. $5.00

 Also it’ll help your eyeshadow not to crease. Also, the creamy moussey Super Shock shadow formula is so magical it basically doesn’t crease. If you haven’t tried it literally run to Colourpop’s website and get one. They’re $5 and you get $5 off $10 for signing up with your email. Win win.              

Gorgeous illustration by Carolina Russo. Yedterdayafter

.com

I used the matte pale pink peachy color, Champs, and the medium caramel brown, Note to Self,  in the Yes Please palette in the crease.

Yes Please Palette by Colourpop. $16.00.

 I then intensified the outer v with the Glamour Dolls X Lisa Frank Collab eye-shadow in Heartthrob, a matte warm rusty brown. 

Glamour Dolls X Lisa Frank eyeshadow single in Heartthrob.

This shadow is perfect for this and for warming up any look. It’s also a nice bronzer if you use a light hand. I received it in my Ipsy bag a few months back and really hope Glamour Dolls restocks these and more Lisa Frank products soon. I’m in love with this collab as any normal 90s kid should be.

I patted on Telepathy in the inner half of my eye and on the inner corner using my index finger. I did the same with Ibiza on the second half of my eye. I then blended Magical from the Dream St. Palette over the harsh line between the initial transition color and two Super shock shadows. This created a soft transition and gradient I think.

Image found on Pinterest.com.

To intensify the outer corner and v of the eye I used Water Bearer and smoked it out. I think it worked perfect.

Dream St Palette by Colourpop X Kathleen Light’s. $16.00

I then intensified the very outer edge with the matte chocolate brown shade in Yes Please, French Kiss. To create a slight gradient from the gold/chartreuse to the teal color I dabbed a little of Butter Cake in the palette, a pale yellow gold in the very center of the two.

Edit

Image found on Pinterest

On the lower lash line I used French Kiss on the very outer part, Heartthrob next, Ibiza in the middle, and Telepathy in the inner half and inner corner.

Image found on Pinterest.

I used Monsieur Big mascara by Lancome to finish everything off.

The lipstick I used is new from my Ipsy bag and I actually really like it as I lie dusty roses. I’m reviewing the whole bag in a different post as it was quite a good one.

๐Ÿ’™  ๐Ÿ’™ ๐Ÿ’š

Love you guys and hope you enjoyed this post!

7 Money Saving Tips & Tricks for Broke Girls & Shopping Addicts

Lately I’ve been seriously considering the long term effects of bad credit. I know it’s Sunday and tomorrow’s a holiday/it’s a three day weekend and saving money doesn’t feel as good as spending it but as Jay Z’s “The Story of OJ” song lyrics clearly delineate: 
“You wanna know what’s more important than throwin’ away money at a strip club? Credit.”

The lyrics that follow have been criticized for endorsing a Jewish stereotype:

You ever wonder why Jewish people own all the property in America? This how they did it.” 

Regardless of whether or not that statement is true or offensive, and yes he’s banking on reinforcing a stereotype (and sorry if anyone hates or is offended by this line), what is undeniable is the importance and power good credit lends you.

Image from Oprah.com.

I know I don’t usually do posts about topics this heavy, but hey I’m growing up. I started wrecking my credit early in life and had absolutely zero advice or information about credit, debt, or money management. The only thing I knew was that my Mom set an amazing example of using money wisely, but the insistence of peer pressure and an intense shopping habit took over me. She had a lot of willpower while I wasn’t blessed with nearly as much.

Like many people in their 20s, I ruined my credit and I’m barely rebuilding it. 

 Using credit was fun while it lasted but don’t fall into the trap of thinking that credit is free money. IT’S NOT!!! If you can’t pay back every dollar you’re spending with a credit card don’t do it. It doesn’t matter how good it feels.

What does matter though is that down the line you can be denied job opportunities, loans for buying a car, and a lease on an apartment. Not the least bit fun and trust me, you will regret every carefree minute your credit cards lent you.

I am adulting more than ever and therefore adjusting more things so that I don’t have to be a typical struggling millennial. I am here to share the wisdom I’ve amassed as a broke girl and shopping addict. I’m barely recovering. Take that as a warning. 
Here are 6 tips & tricks I learned:

1. Track your credit score for free and without affecting it with an app/website like Credit Karma or Credit Sesame:

If nothing will guilt you enough into not ruining your credit and continuing on as a spendthrift, an app/website like Credit Sesame or Credit Karma just might. Seeing your score decline before your eyes is a saddening reality and you’ll inevitably begin to raise your score with their recommendations. 

Image from creditsesame.com.

If you’re already in the tank like I was, they suggest the best secured credit cards and show you the pros and cons of each and how likely it is that you’ll be approved. I had no idea not having any credit cards is actually a deterrent as having a few you’re paying on time shows you’re a responsible spender and is essential if you’ve already dug yourself a credit hole.

Image from creditsesame.com

2. Reward yourself with a few established treats. (Not every day)
Establishing a routine and frequenting a few places you go to when you want to treat yourself is a good idea. It’ll prevent you from going to random places and more than one place where you’ll spend aimlessly and go overboard. 

(Occasionally) Image from writeraccess.com.

If I want to treat myself to a decent lunch I go to either a local ramen place or a local Asian box place, Koran Ramen and The Asian Project. 

I know if I step into a random bar or restaurant I’ll end up way more than I intended to. I try to keep these splurgy lunches around $10. When I want to buy a new clothing item, makeup item, etc. I try to only purchase it if I actually need it and keep splurges to birthdays and holidays. 

Wet n Wild is a broke girl’s dream. When buying makeup, I stick to drugstore brands or inexpensive quality brands like Colourpop. I also buy makeup through Amazon with money I make on an app I talk about below. Image from gift.kapook.com

I also try to only frequent a few places like local thrift stores, Marshall’s, Burlington Coat Factory, Ross, TJMaxx, etc. If I’m in a huge department store or similar store it’s too easy to end up buying more than to planned on so I tend to avoid them altogether. (Interestingly enough, I work in one so that proves to be a difficult task.)
3. Have a saving buddy or someone else to keep you accountable and vice versa if they need it.

Image from Wallstreetjournal.com

If you have someone consistently encouraging you / nagging you to save money you’ll be less likely to come home or show up to a coffee date with bags of new makeup, shoes, and clothes. (My drugs of choice). Yes it’s annoying and you could find ways to hide it but eventually they’ll see your new fancy jacket or did that just happen to me way too many times? 

Keep them on point too as well as yourself when they point out areas you can improve on. 

4. Wait

That’s right, just wait. It’s so hard to do when you just have to have something. Shopping addicts I’m talking to you. Of course if you’re in an emergency and have no laundry to go to an interview tomorrow and no time to do it, or find yourself with only 30 minutes before work and find yourself nowhere near affordable food I’m not going to judge you for splurging a bit.

Sometimes you just need a latte. Image from mixwellness.com

Circumstantial spending happens and sometimes there’s nothing you can do to help it. I’m talking about waiting on things you really want until you’ve saved some extra cash and/or it’s gone on sale. I know it seems like certain things never do but believe me, almost everything does and a lot of things will not run out. Wait for sale days and those magical emails with deeply discounted codes. Colourpop has incredible sales all the time. You can easily find out about sales and codes by signing up for emails from your favorite stores.
5. Recycle

If you haven’t jumped on to the bandwagon of thrifting, what is wrong with you? Used clothes may smell like used clothing shops which are musty and dusty at times, but hey that’s what washing machines are for. 

Image from refinery29.com. Their article on 8 thrift stores in LA you can score great stuff 

here.

I’ve found many a treasure in the mustiest of Goodwills. As an added bonus, you’re helping to save the environment and many times other worthy causes as in Goodwill, Discovery Shop, and Salvation Army’s cases. If you’re ocd about other people’s germs or just love your friends’ sense of style and they love yours, do a clothing and accessories swap.
6. Use an app that rewards you to indulge your shopping cravings without touching your bank account.

One thing I learned in 2017 that changed the shopping addict game for me is that you can make money to shop by using several apps. My favorite three are Quick Thoughts, Ibotta, and Shopkick. Quick Thoughts is an app where you take 5-30 min surveys which each pay $2.00. One about TV watching habits pays $0.40. Once you reach $10.00 you can redeem it as an Amazon gift card. It’s easy to rack up gift cards and money to spend I’m your spare time. If you shop on Amazon a lot, (and who doesn’t?) you can easily save a lot of your own cash. As long as you only spend what you make it’s a great idea.

Amazon packages make me happy. Image from digitaltrends.com.

Shopkick is an app where you scan items in stores and you can redeem your points for gift cards to Target, Sephora, Starbucks, and a ton of other places. It’s very easy to rack up points as you probably go to stores and walk around the items that are worth points anyways.
Ibotta is an app where you upload pictures of your receipts for money. Once you reach $20.00 you can pay yourself out through PayPal. If you don’t buy the items worth points it’s a bit hard to do bit regardless, eventually you will definitely rack up some extra cash.

7. Use apps religiously.

Why pay more than you have to? If you haven’t downloaded many restaurant’s and store’s apps that reward you, you probably are. If you drink as much coffee as me believe me the Starbucks and/or Coffee Bean app could come in handy. Both apps reward you with a free welcome drink and a birthday reward. Personally, I use the Starbucks app more, simply because their coffee is more caffeinated and therefore gets the job done. I also love racking up a reward every 125 stars because I can splurge on the fanciest drink imaginable or a yummy salad. 

My favorite thing to use my rewards on, Starbucks’ Lentils & Vegetables Protein Bowl with Brown Rice. Image from Starbucks.com.

Also, free refills on coffee, which is amazing. With apps like Urban Outfitters’ you get 20% off for signing up and can easily rack up tons of $5 rewards by shopping, using the app, and even just visiting the store. Yup, you can get paid to window shop.
Basically, if you put even a little effort into being responsible and a smart spender, it pays. It does sound like something a cheesy motivational speaker would say, but who cares? Who wants to be broke and miserable all the time?

I hope this article helped you even a little. 

Love you guys and hope your bank accounts grow a little fatter and 2018 is treating you kindly. 

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